Use Your Union Benefits Toward Home Ownership
Real savings. Stronger offers. A clearer path to closing — through Amalgamated Bank Mortgage Solutions, powered by Embrace Home Loans.
Receive Up to a $2,000 Lender Credit*
Exclusive Benefits for Union Members
Included with your membership and designed to support your homebuying journey.
- Up to $2,000 Lender Credit*
- Buy Now. Refinance Later - No Lender Fees**
- First-Time Homebuyer Programs
- Low Down-Payment Options
A Trusted Legacy—With a Modern Mortgage Experience
Founded by labor nearly a century ago, Amalgamated Bank has long stood for working people. Today, that mission continues through Amalgamated Bank Mortgage Solutions powered by Embrace Home Loans—delivering specialized mortgage expertise with union values at the core.
See What Options Are Available to You
Answer a few quick questions to explore mortgage benefits through your union membership.
This is not a commitment to lend or for a specific rate. Any rate quotes are only an indication of current rates at this time and are subject to factors such as identification of a suitable property, submission and verification of information related to your financial condition, credit worthiness, and other factors. Submit a full application to receive an actual good faith estimate of the fees and costs associated with a loan.
All mortgage products and services provided by Embrace Home Loans, Inc. Amalgamated Bank is not affiliated with Embrace, and does not endorse these products and services. Embrace Home Loans, Inc. NMLS #2184. 25 Enterprise Center, Middletown, RI 02842. 800.333.3004 (toll free). For licensing information, go to: www.nmlsconsumeraccess.org.; CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA - Mortgage Lender & Broker License #MC2184 NY - Licensed Mortgage Banker-NYS Department of Financial Services, 150 Motor Parkway, Suite 219, Hauppauge, NY 11788.
*Embrace will provide eligible customers with a credit, at closing, of the lesser of (a) $2,000; or (b) the maximum amount allowable for lender contribution, as determined by applicable guidelines. This is not redeemable for cash. Subject to credit approval and restrictions and only available if approved and closing on a mortgage. Not available on broker loans. Not available for HDFC co-ops. Co-op financing is available only on eligible properties located in NY and NJ and may be subject to additional program restrictions. Not all loan programs or property types are eligible. Must lock rate by August 15, 2026.
** Offer cannot be combined with any other credit or promotional offer. Eligible for loan applications (or rate locks)
